Get the BT Credit Card online

Get money off your BT phone bill.whenever you spend money on your card

Simple

Apply for the BT Credit Card online and automatically get money off your BT bill* plus 0% on balance transfers with only a 1.99% handling fee.

Whatever you spend is directly linked to a discount on your BT bill*, and it all happens automatically, every time you use your BT Credit Card.

Use your BT credit card online or on the High Street and save with every pound you spend. In fact, because you don't have to collect points you can start enjoying the benefits straight away.

You'll also get 0% for 10 months† on any balances you transfer from your other cards to your BT Credit Card (1.99% handling fee applies) – and transfer cash from your BT Credit Card to your bank account at 0% for 10 months (1.99% handling fee applies).

Great savings

The BT Credit Card offers:

for 10 months+^†
on balance transfers
made in the first 90 days
(1.99% handling fee)

for 10 months^†
on cash transfers to your
current account made
in the first 90 days
(1.99% handling fee)

for 3 months+^†
on card purchases

16.9% APR

Typical
(variable)

It takes just minutes to apply

* Applies to eligible card purchases. Reward of 1p for every full £2 spent up to £250 per month, thereafter 1p for every full £1 spent in any one month. Maximum discount in any 12 month period of £75 per cardholder. Discount applied to next available BT home telephone bill. BT billing address must be the same as the BT Credit Card billing address. Exclusions and conditions apply. See Terms & Conditions for details.
† From the date your account is opened. Please see Summary Box for details of how payments to the account will be allocated.

The BT Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, to UK residents aged 18 and over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.

Terms & Conditions